GATEWAY TITLE AGENCY ATTORNEY'S FINAL CERTIFICATE The undersigned hereby certifies to GATEWAY TITLE AGENCY that: Based on a personal examination of all public recordsaffecting the title to the real estate described in the ATTACHED COPY OF DEED OR DEED OF TRUST, and which sources of titleinformation cover a period of not less than years last past (IF UPDATING FROM A PRIOR POLICY, NAME OF TITLE INSURER IS. Fidelity Chicago First American Investors Lawyers Commonwealth Old Republic Stewart Other POLICY NUMBER A COPY OFWHICH IS ATTACHED), it is the opinion of the undersigned that, subject to the liens, encumbrances and other objections noted underSchedule B hereof, the marketable fee simple title to said real estate is, as of the date of this report, vested in by a GENERAL WARRANTY DEED. SCHEDULE A Owner's Policy desired? Loan Policy desired? Endorsements desired? THE DEED OF TRUST TO BE INSURED IS IDENTIFIED AS FOLLOWS: Mortgagors Trustee for Dated,recorded on ,at . AM PM in Book ,Page , County Registry and RE-RECORDEDon at , AM PM in Book Page ASSIGNED to by assignment dated, recorded on , at AM PM in Book , Page , County Registry. LOAN IS: FHA FHA425 * Conventional * Construction Equity Line *If proceeds of loan are to be used for construction purposes, will Deed of Trust remain of record as the permanent loan? Yes No THE DEED DESCRIBING THE PROPERTY TO BE INSURED IS IDENTIFIED AS FOLLOWS: Grantor(s) Grantee(s) (Purchase Price $ ) Dated , Recorded on , at AM PM in Book , Page , Registry of County, North Carolina and RE-RECORDED on at AM PM in Book Page . SCHEDULE B 1. TAXES AND SPECIAL ASSESSMENTS: (a) Taxes have been paid through and including those for the year 20 . (b) Special levies or assessments now due or payable in future installments: . 2. ARE THERE ANY RESTRICTIVE COVENANTS AND CONDITIONS? YES IF YES, COMPLETE (A) THROUGH (D) BELOW (a) Recorded in Book , Page , Registry of County, with a front setbackof feet and a side street setback of feet and an interior lot side setback of feet. (b) Are they violated? Yes No (c) Do restrictions contain reversionary or forfeiture clause? (d) Easements/Other matters? Yes No 3. IS THERE A RECORDED PLAT? YES (IF YES, COMPLETE [A] [B] AND [C] BELOW) (a) Minimum setback line of feet. VIOLATED? Yes No (b) Recorded in Book feet. Page Registry of County. (c) Easements/Other Matters? Yes No ARE THERE OTHER LIENS, MORTGAGES, DEEDS OF TRUST, JUDGMENTS, UCC FINANCING STATEMENTS, EASEMENTS, RIGHTS OF WAY OR OBJECTIONS OF ANY KIND? YES (Give complete data). Yes No Unknown 5. Has statutory lien period expired since last improvements? Yes No Unknown (If "no" or "unknown" LIEN WAIVER must be submitted.) 6. Is there public access? Yes No (If no, explain above) 7. Insurance as to matters of survey required? Yes No (If yes, attach current plat with surveyor's certificate thereon) 8. Property is occupied by Owner Tenant 9. Were the proceeds of loan fully disbursed at closing? Yes No   THE UNDERSIGNED ATTORNEY CERTIFIES THAT THE FOREGOING INFORMATION IS CORRECT, THAT SO FAR AS IS KNOWN THERE IS NODISPUTE AMONG ATTORNEYS OF THE LOCAL BAR AS TO THE VALIDITY OF THE TITLE TO THE REAL ESTATE WHICH IS THE SUBJECT OFTHIS CERTIFICATE. TITLE IS CERTIFIED THROUGH at AM PM .     APPROVED ATTORNEY'S SIGNATURE     FinalNOC.wp (11/94) FNFORMS